Learn about InsurTech: Next Insurance

Learn about InsurTech: Next Insurance


Next Insurance is an InsurTech program where you can quote and bind commercial policies directly online.

Next Insurance offers products in 49 states, excluding NY,  to over 1000+ classes.


Next Insurance offers:

  • General Liability
  • Professional Liability
  • Commercial Auto
  • Workers’ Compensation  


Target Classes

  • General Contractors
  • Cleaning Services
  • Consulting
  • Roofing
  • Catering
  • Health and Wellness
  • Retail
  • Trade Contractors
  • Professional Services
  • Entertainment


General Liability

Available in all 50 states, except NY.

Three coverage packages offered: Basic, Plus, and Plus +

  • Basic package occurrence/ aggregate limits: $500,000/$500,000
  • Plus package occurrence/ aggregate limits: $1,000,000/$1,000,000
  • Plus package + occurrence/ aggregate limits: $1,000,000/$2,000,000

Revenue Limit: $5 million

Deductibles available: $0

 

Professional Liability

Not available in AK, AR, AZ, DC, DE, FL, IN, LA, MA, MI, MO, NC, NM, NY, OH, OK, UT, VA, & WA

Three coverage packages offered: Basic, Plus, and Plus +

  • Basic package occurrence/ aggregate limits: $250,000/$250,000
  • Plus package occurrence/ aggregate limits: $1,000,000/$1,000,000
  • Plus package + occurrence/ aggregate limits: $1,000,000/$3,000,000

Revenue Limit: $5 million


Commercial Auto

Available for four vehicles or less that stays within 200 miles from primary address

Excludes long haul or semi trucks

Offers three coverage packages: Basic, Plus, and Plus +

Program not available in: AK, DC, FL, GA, HI, LA, MA, MI, NY, PA, VA, & WA


Workers’ Compensation

Available in CO, GA, NV, TX, & FL

Accepts New Ventures!

Offered to over 1000+ classes including artisan contractors, retail, law office, manufacturing, storage/warehouse, Healthcare, janitorial, and many more.


Benefits of Next Insurance

Broad appetite for over 1000+ classes

Instant Binding so policy documents are emailed immediately

File claims directly with Next Insurance.

Resource Center includes

  • Appetite guide
  • Agent FAQs
  • Policy specimens
  • Fantastic Customer Service team


As an appointed agent, you can have access to several InsurTech online programs such as Next Insurance. If you would like to access Next Insurance through London Underwriters, become appointed today.