Hiscox Now is an InsurTech program where you can quote and bind commercial policies directly online in five minutes or less.

Hiscox Now offers products for over 150 classes in all 50 states depending on class and availability

1.General Liability

2. Professional Liability

3. BOPs

Target Classes for Hiscox Now include:

Artisan Contractors (only GL)

Architects & Engineers

Consulting

Creative & Design

Financial

Health, Beauty, & Fitness

Legal

Marketing and Public Relations

Misc. Business Services

Real Estate

Technology

Retail (only GL)

Landscaping (only GL)  

Janitorial (only GL) 

General Liability

Hiscox Now offers General liability in all 50 states depending on class and availability.

General Liability payroll limit: $500,000

Limits available:

• $300,000/$600,000
  
• $500,000/$1,000,000
  
• $1,000,000/$2,000,000
  
• $2,000,000/$2,000,000
  

Deductible available: $0

Endorsements available:

• Waiver of Subrogation
  
• Terrorism

• Business property and equipment coverage
  
• Primary and Noncontributory 
  

Professional Liability

Hiscox Now offers Professional Liability in all 48 states depending on class and availability.

State exclusions include VA and VT.

Professional Liability Revenue limit: $500,000

Limits available:

• $250,000/$250,000
  
• $500,000/$500,000
  
• $750,000/$750,000
  
• $1,000,000/$1,000,000
  
• $2,000,000/$2,000,000
  

Deductibles available $0-$10,000

BOPs

This coverage combines general liability with coverage for your business equipment including computers, office furniture, printers, and other properties.

BOP square footage cap: $35,000

Endorsements available:

• Office buildings coverage
  
• Crime package upgrade
  
• Data liability upgrade
  
• Hired/non-owned vehicle liability  
  

Resource Center offers:

• Customized Marketing materials
  
• On demand webinars
  
• Appetite guides
  
• Sample applications & policy specimens
  
• Manage your policies online
  
• Fantastic Customer Service Team
  

• Bilingual
  
• M-F 7am-10pm EST
  
• Chat feature
  

Benefits of Using Hiscox Now

• Broad day appetite: same day coverage for over 150+ professions
  
• Instant Binding: Policy documents emailed immediately
  
• Direct Bill: Hiscox Now handles all servicing and billing
  
• Automatic Renewals: agents earn commission for the lifetime of coverage
  
• File a claim directly through Hiscox Now
  

As an appointed agent, you can have access to several InsurTech online programs such as Hiscox Now. If you would like to access Hiscox Now through London Underwriters, become appointed today.