Attune is an InsurTech program where you can quote and bind commercial policies directly online in five minutes or less.

Attune is available in all 50 states depending on class and availability.

Attune offers:

• BOPs
  
• Workers’ Compensation
  
• Excess Liability
  

Target Classes

• Retail
  
• Restaurants & Liquor
  
• Offices & Condos
  
• Processing & Servicing
  
• Mercantile
  
• Service Contractors
  
• Wholesale

BOPs

Total insured value: $7.5 million per location or $15 million per account

Revenue limits

• Restaurants: $5 million per location or $10 million per account
  
• Other risks: $10 million per location or $20 million per account
  

Square footage

• Restaurants: up to 10,000 square feet
  
• Other risks: up to 50,000 square feet  
  

Building Age

• No age restrictions
  
• Buildings over 20 years old require roof updates
  
• Buildings over 30 years old require full updates including roof, electrical, plumbing, HVAC, etc.
  

Building Height

• Up to three stories for non-office exposures
  
• Up to six stories for office exposures
  

Loss History

• No more than three claims in the last five years
  
• No losses exceeding $20,000 (not including CAT losses)
  

Prior Insurance

• Continued insurance required for the last for the last three years
  

Vacancy

• Up to 30% of total square footage can be vacant
  
• Up to 60 days vacancy for seasonal exposures
  

Hours of Operation

• Businesses must close by 1:00 am
  

Endorsements Available

• Property Liability
  
• Loss of Business Income
  
• Cyber
  
• Liquor Liability
  
• Equipment Breakdown
  
• EPLI
  
• Professional Liability
  
• Lessors Risk
  
• Hired and Non owned Auto
  

Workers’ Compensation

Available in all 50 states excluding North Dakota, Ohio, Washington, & Wyoming

Must have at least one employee excluding the owner.

No minimum payroll requirement

Attune offers PrecisePay (pay-as-you-go)

Anti-Fraud programs

Loss Control Support

Binding authority for policy premiums under $25,000. Policies over $25,000 need to be reviewed by underwriting.

Excess Liability

Agents can add up to $10 million over any Attune BOP or Workers Comp policy.

Benefits of Attune

File claims directly with Attune

Resource Center includes

• BOP and Workers’ Compensation Guidelines
  
• Top 7 FAQs
  
• Downloadable enhancements per state
  
• Manage your quotes and policies online
  
• Fantastic Customer Service team
  

• Bilingual
  
• M-F 8:00am-6:00pm ET
  
• Chat feature
  

London Underwriters has limited logins to provide to our appointed agents, and we typically require agents to bind at least 3 policies with our Underwriting team to gain access to Attune. If you feel that Attune would be a good fit for your agency, please submit your request for our review.

As an appointed agent, you can have access to several InsurTech online programs such as Attune. If you would like to access Attune through London Underwriters, become appointed today.